No medical exam · Covered in under 5 minutes
For the people who’d miss you most.
Answer a few questions with Mari, our friendly bot, and get up to $3M in term life coverage in under 5 minutes — no medical exam required. Plans start at $9/month.
Check my price- No medical exam, no needles, no lab visits
- Apply, sign, and get covered in under 5 minutes
- Cancel anytime, no fees
Three steps. That’s it.
Chat with Mari
Answer a few quick questions about you. No forms or phone calls.
Shape your policy
Slide your coverage and term until the price feels right. It updates live.
Get covered
Most people get a decision right away, and your coverage can start today.
One payout, used however they need.
Your family gets the money tax-free, all at once, with no rules on how to spend it.
Replace your income
Keep the bills paid and the fridge full.
Keep the house
Pay off the mortgage so nobody has to move.
Clear your debts
Loans and cards don't get passed on.
Pay for college
Their plans stay on track.
Cover final costs
Funeral costs are handled with care.
What we left out.
- Pushy agentsA bot that just answers your questions
- Hidden feesOne flat $3/month fee, shown up front
- Locked-in contractsCancel anytime and pay nothing more
Good questions
What is term life insurance?
It covers you for a set number of years, like 20 or 30. If you pass away during that time, the people you choose get a lump-sum payout. It usually costs much less than whole life insurance.
How much coverage do I need?
A common rule is 10 to 15 times your yearly income, plus your mortgage and other debts. Mari suggests an amount based on your age, and you can change it anytime before you apply.
Do I need a medical exam?
No. There are no needles, lab visits, or nurse appointments. We price your policy from the answers you give Mari, so most people go from first question to covered in under 5 minutes.
Can my price change later?
No. Once your policy starts, your monthly price is locked for the whole term.
Who can apply?
US residents aged 18 to 60. Your term has to end by age 80, so older applicants see fewer term choices.